Modshed has teamed up with Hearth Finance to offer simple financing options


RECEIVE LOAN OFFERS WITH NO IMPACT TO YOUR CREDIT SCORE
Break into projects with affordable monthly payments from Hearth. Rates in under 2 minutes. Review your rates from over a dozen landers and get your money fast. Easy monthly payments and no prepayment penalties.
- Loans from $1,000 to $250,000
- Funding in as little as 1 day
- Terms from 2 to 12 years
- FICO Scores as low as 550
- Rates as low as 4.99%
Have other questions? Read my Garden Studio Finance FAQs

Hearth helps you find monthly payments for your project
Rates in under 2 minutes
Review your rates from over a dozen lenders through Hearth’s quick and secure application without affecting your credit score.
Easy monthly payments
No surprises. Personal loans through Hearth’s lending partners have fixed rates and terms. You’ll know your monthly payment upfront.
Get your money fast
Loans typically fund in 1-5 business days. If approved, Hearth’s lending partners can deposit cash into your account as soon as 24 hours.
No prepayment penalties
There are no fees for paying off your loan sooner, saving you time and money.